Helping Consumers Eliminate Debt

Personal and household filings are surging. Data from Epiq AACER reports approximately 276,000 total filings during the first half of 2025—a 10% increase over the same period in 2024—with Chapter 7 filings up 15% and Chapter 13 up about 3% S&P Global+11BankruptcyWatch+11BankruptcyWatch+11Epiq+1BankruptcyWatch+1. Weekly data consistently surpasses 10,000 national filings, projecting an annual total approaching 550,000, a level not seen since 2010 BankruptcyWatch+2BankruptcyWatch+2BankruptcyWatch+2. Consumer liquidations (Chapter 7) represent over 60% of all cases, reflecting growing financial distress among households BankruptcyWatch+2BankruptcyWatch+2BankruptcyWatch+2.

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